Terms and Conditions

 

REAL Powered by Humana Terms and Conditions

Welcome to REAL Powered by Humana! The REAL Powered by Humana website, located at http://www.realforme.com is fully supported and operated by Humana, Inc. and provides an informational web destination geared toward users aged 45 plus. The following Terms and Conditions constitute a binding agreement between Humana and your use of this website. By accessing this site, you agree to all of these terms. Humana reserves the right to change these Terms and Conditions or any other parts of its website at any time, for any reason, without notice. You are urged to visit this site frequently to ensure a familiarity with the most up-to-date terms. Your continued use of this site suggests that you agree to any updated Terms and Conditions.

All information on this website is under the protection of standard copyright and intellectual property laws of the United States and other countries. The reproduction, redistribution or retransmission of contents for personal or professional use without first attaining express written consent is strictly prohibited. Users hereby agree to neither alter nor delete any proprietary notices from materials obtained from RealForMe.com.

While RealForMe.com uses reasonable efforts to include accurate and up-to-date information in this site, it holds no warranties or representations as to its accuracy and assumes no liability or responsibility for any errors or omissions in the content of the site. Any statements found on the website are for pure informational and educational purposes, and in no way replace or substitute professional advice.

Third Party Sites, Partners, and Vendors

Visitors may be exposed to a variety of third party sites, partners and vendors via advertisements, links, general statements or articles. These third parties may each be regulated by a unique set of Terms and Conditions. RealForMe.com disclaims responsibility for the content, accuracy, usage terms and all other conditions upheld by these external sites.

Site Content and Activity

As an interactive site, the contents of any posted contributions are the sole responsibility and property of its contributor. Any communication or materials transmitted to this site via interactive chats, blogs, email, or other sources of communication are outside of the realm of responsibility and endorsement of RealForMe.com. Their accuracy is in no way guaranteed by these Terms and Conditions. RealForMe.com does not guarantee the timeliness or accuracy of such contributions. Contributors must adhere to standard rules of conduct, which include but are not limited to an understanding to not transmit information that may be deemed illegal, sexually explicit, breaches of confidentiality as determined by a reasonable person, vulgar or abusive, exploitative to minors, or as a misrepresentation of fact. No contributed content may promote or trigger any sort of viruses, any type of spam or other email disturbances, information forwarding to other websites, or outside advertisements.

Comments posted to the blogs are monitored and may be removed if they are outside the standard rules of conduct. RealForMe.com reserves the right to alter, edit and/or moderate any content posted on the site. Users may not use RealForMe.com for any commercial purposes, nor may they alter the interface or usage capabilities of the website in any way.

Registered Members

Visitors to RealForMe.com may register their identifying information and become “Registered Members.” Registered Members are in possession of a unique password and a username if they are posting any contributions to the interactive tools and hold sole liability in matters of action and confidentiality thereof. RealForMe.com reserves the right to terminate any user account at any time without notice. Causes of termination may include but are not limited to a breach of contract to any part these Terms and Conditions.

By registering for REAL Powered by Humana on RealForMe.com, Registered Members can sign up for the REAL Powered by Humana e-newsletter. Members may opt out of this subscription by simply making the necessary changes within their personal user profile. By registering for REAL Powered by Humana on RealForMe.com, via mail, by phone or in person, registrants agree to receive further information from Humana, as deemed relevant to the registrant by Humana.

Member Profiles

All profile settings may be changed by the Registered Member at any time. It is the Registered Member’s responsibility to provide accurate, complete, and current information. Any communication submitted by the user may be treated as non-confidential and nonproprietary. In the course of interacting with certain tools Registered Members may provide personal information to REAL Powered by Humana partners that is accessible via RealForMe.com; therefore Registered Members are encouraged to logout of public or shared computers to protect access to their information. Any such communication becomes property of RealForMe.com and may be shared with any or all of its partners, which include the following:

This list above may be changed, appended, or updated at any time for any reason without notice.
We encourage Users to become familiar with all of our Partners’ terms, which may be done by clicking on each company’s name to view its respective Terms of Use.

(For a more extensive outline of RealForMe.com’s Privacy Policy, please click here.)

For Dummies Free Book Offers

Members are restricted to one Retirement For Dummies and one Well-Being For Dummies copy per person, REAL Powered by Humana has sole discretion in determining any duplicate request. Membership to REAL Powered by Humana is limited to those aged forty-five or older.

Website Viewers

As a viewer and user of this website, it is your responsibility to report any misconduct or breach of any of these Terms and Conditions to RealForMe.com. We encourage you to contact RealForMe.com for claims of copyright or other intellectual property infringement, or other violations of conduct by the means of contact given here:

By email:
support@realforme.com

By mail: Editor
REAL Powered by Humana
c/o Humana Inc.
500 West Main Street
Louisville, KY 40202
Terms and Conditions last updated: August 25, 2010

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